401K Advisors | Business Solutions are our specialty

ACCESS YOUR 401K ACCOUNT

Inquires Handled By Capstan Financial

Individual Investment Planning and Guidance
Consolidating Qualified Accounts*
Education on Investment Choices

Inquires Handled By Your Provider

Check Account Balance
Check Rate of Return
View Statements
Update/Change Beneficiary Information
Handle Account Transactions

Please click on the name of your 401K Provider. This will direct you to your provider's login page.

_{*Please keep in mind that rolling over your qualified employer sponsored retirement plan (QRP) assets to an IRA is just one option. Each option has advantages and disadvantages, and the one that is best depends on your individual circumstances. You should consider features such as investment options, fees and expenses and services offered. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with a QRP. We recommend you consult with your plan administrator before making any decisions regarding your retirement assets.}

Best Interest

Fiduciaries must act solely in the best interests of the plan participants and beneficiaries, prioritizing their financial well-being.

Prudent Decision Making

Fiduciaries are required to make informed and prudent decisions regarding the management of plan assets, investment choices, and administrative processes.

Diversification

Fiduciaries should ensure that the plan's investments are diversified to minimize the risk of large losses.

Conflicts of Interest

Fiduciaries must avoid conflicts of interest that could compromise their ability to act impartially in the best interests of plan participants.

Document Decisions

Fiduciaries should keep thorough records of their decisions and actions, demonstrating a prudent and documented process in managing the retirement plan.

Investment Monitoring

Regularly monitoring and reviewing the performance of plan investments to ensure they align with the plan's objectives and participant needs.

Compliance

Fiduciaries are responsible for ensuring that the retirement plan complies with applicable laws and regulations, such as the Employee Retirement Income Security Act (ERISA).

Fee Management

Fiduciaries should prudently select and monitor service providers and manage plan expenses, including fees, to ensure they are reasonable and necessary.

Participant Education

Providing educational resources to plan participants to help them make informed decisions about their retirement savings.

Periodic Reviews

Conducting periodic reviews (such as annually) of the plan's structure, investment options, and administrative processes to make necessary adjustments.